Assure Loans | Instant Loans Inc.

Buy, refinance or tap your equity

Your next move starts here.

We shop multiple lenders for you, with a licensed loan officer beside you from application to closing.

See today's rates

Licensed in CA, CO, FL, GA, KS, LA, MI, MN, OR, PA, SC, TN, TX · NMLS #1809591

Smart next steps, whatever your goal

Buying? Get pre-approved first

Know your budget before you tour, and make an offer sellers take seriously.

  • One application, many lenders compared
  • A licensed loan officer on your file
  • Start online in a few minutes

Own a home? Put your equity to work

See whether a cash-out refinance could fit your plans, compared side by side with your current loan.

  • Consolidate high-interest balances
  • Fund renovations or big expenses
  • Compare options before you decide
Live Freddie Mac average

Today's mortgage rates, made simple.

Get a clear starting point before you apply. Your personalized rate depends on your goals, credit profile, loan type, and down payment.

Freddie Mac average as of Oct 15, 2026

30-year fixed

7.40%

Weekly national average

Source: Freddie Mac

15-year fixed

6.71%

Weekly national average

Source: Freddie Mac

Want your real rate? A quick conversation with a licensed loan officer gives you a number built around your situation.

Get my rate

Home loans for every kind of buyer

As a broker we compare programs from multiple lenders, so you see more than one bank's menu.

Programs, down payments and eligibility vary by lender and borrower qualifications and are subject to approval.

Run the numbers first

Estimate your monthly payment, including principal, interest, taxes and insurance, before you talk to anyone.

Open the calculator
Peter Elia, Founder of Assure Loans

Peter Elia

Founder & Loan Specialist

A Message From The Owner

Why I started Assure Loans

I got into this business because I watched too many good people feel confused, rushed, or unheard when they were making one of the biggest financial decisions of their lives. I knew there was a better way — one built on real conversations, honest advice, and a plan that actually fits your life.

When you work with Assure Loans, you're not a file number. I take the time to understand your goals, walk you through every option in plain language, and stay in your corner from the first call all the way to the closing table. Your win is my win, and I treat every client the way I'd want my own family treated.

  • 12+ years guiding families through the loan process
  • Personally reachable from your first call to closing day
  • Built on honesty, education, and doing right by every client

Peter Elia

Founder · NMLS #1237697 · Assure Loans NMLS #1809591

248-929-5764

Reviews

Rated 5 stars by our clients on Google

Don't just take our word for it. Here's what real clients say about working with Assure Loans on Google.

“This is your one-stop shop when it comes to refinancing and mortgages. When I was in the market for a condo, the Assure Loans team guided me through the entire process from start to finish.”
DGDonovan J. GreeningLos Angeles, CA · Home Purchase
“Peter at Assure Loans makes sure you understand every part of your home loan. He took the time to explain the details in a manner that was easy and comprehensive. Highly recommend!”
APAdam PontoDetroit, MI · Refinance
“I had an outstanding experience refinancing my home with Assure Loans. From start to finish, the process was smooth, transparent, and stress-free. They took the time to explain every step, always responded quickly, and worked hard to get me a great rate. Their team truly goes above and beyond — I couldn't be happier with the results.”
JAJason AuxierVerified Google Review · Refinance
“From our first phone call to closing day, the communication was incredible. I never had to chase anyone for answers — they were always a step ahead of me.”
MSMaria SanchezAustin, TX · FHA Loan
“As a first-time buyer I was terrified of the whole process. The team walked me through every document and made it feel simple. I actually enjoyed it.”
TBTyler BrooksDenver, CO · Conventional
“They found me a rate that two other lenders said was impossible. Saved me hundreds a month on my refinance. These guys really do shop the market for you.”
JCJennifer ColeTampa, FL · Cash-Out Refinance
“As a veteran, my VA loan can be complicated. Assure Loans knew every detail and got me the full benefit I earned. Respectful, fast, and honest.”
MRMarcus ReedNashville, TN · VA Loan
“Professional, patient, and genuinely kind. They treated my small loan with the same care a huge one would get. That says everything about this company.”
PNPriya NatarajanSacramento, CA · Refinance
“We closed on our dream home two days early. The whole team was responsive on nights and weekends whenever we had questions. Five stars isn't enough.”
DHDavid & Karen HollisGreenville, SC · Home Purchase
“I've bought three homes and this was by far the smoothest mortgage experience I've ever had. I won't use anyone else going forward.”
RKRobert KlinePittsburgh, PA · Conventional
“Honest advice with no pressure. They told me when it made sense to wait and when to move. That kind of integrity earned my trust and my referrals.”
GTGregory TanPortland, OR · Refinance
Read all reviews on Google

Showing 11 of 169+ verified 5-star Google reviews.

Contact

Let's move your goals forward

For any general inquiries or to start your application, reach out and our team will guide you step by step.