Assure Loans | Instant Loans Inc.

What We Do

We are always standing by to assist you or a loved one with any information regarding loans or applications. We will help guide you step by step in your pursuit of achieving financial goals.
Assure Loans

OUR MISSION

Goals are intended to be met and dreams are there to be built. We have studied thousands of applicants that have had the desire to close a home loan. From purchase, refinance to being entrusted by real estate agents our team has a goal to provide a financial solution for everyone we speak with. Our team has an extensive history from the first hello to guiding an application to close. We dig deep to understand our client’s true goal for a home loan and tailor the program specifically around their financial needs. Figuring out a budget not only for the closing but years after being in the solution we build is our team approach.
Assure Loans

SERVICE AREAS

CONVENTIONAL LOANS

Conventional programs are the most common and sought out programs built for our clients.

FHA LOANS

FHA loans are government-backed mortgages that are insured by the Federal Housing Administration (FHA).

VA LOANS

VA loans (Veteran Affairs) are excellent for all our veterans across the nation.

CASH OUT REFINANCE

Receive cash from value in your home for home improvements, buying a new engagement ring or even consolidate debt.

USDA LOANS

USDA (United States Department of Agriculture) is a mortgage loan offered to rural property owners by the United States.

PURCHASE

We have exceptional experience in the industry as a leading purchase team.

Assure Loans

OUR APPROVAL PROCESS

Our exclusive service in approving clients and evaluating their ability to purchase is what creates trust with agents across the nation. We evaluate a client’s full credit report, income documentation and assets to approve a client for a new home loan. We do all the legwork upfront so in the process, our client will not be tracking documents in a rush to the closing table. We have found that this gives agents and clients peace of mind so their offer is as strong as possible when submitted. Our mission is to make every offer as strong as a cash offer with our thorough process upfront of approval. By doing so, this increases offer acceptance ratios, and timelines to obtain our clear to close.
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This is your one-stop shop when it comes to refinancing and mortgages. When I was in the market for a condo, the Assur loans team guided me through the entire process.

Donovan J. Greening
XVTech LLC
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Peter at Assure loans makes sure you understand every part of your home loan. He took the time to explain to me details in a manner that was easy and comprehensive.

Adam Ponto
Adam Ponto
Elia & Ponto
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Assure loans takes the hard work out of getting a home loan. They made sure that I was well taken care of and my loan was approved.

Sam Elia
Sam Elia
Elia & Ponto
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We recently did a refinance with Vadren at Assure Loans. Vadren and his team did a phenomenal job.I will be recommending them to all my friends & family.

Becky
Business Women
Assure Loans

OUR PROGRAMS

Our company offers mortgage options from purchase, refinance and home equity lines of credit. We have partnered with fifteen wholesale lenders that offer multiple programs to help accomplish the dream of financial flexibility. We finance residential homes, from a single family, multi-family, condominiums, and townhomes. From being a first time home buyer, buying your dream vacation home, investment property or working with a new construction every home will be researched by our team to see if we can find an option.

Our conventional products allow for as little as 3% down payment options that work for most clients look at obtaining a home loan. Our team has a specific partnership around FHA loans that can allow a client to purchase or refinance a home with credit scores as little as 500! Down payment options begin at a minimum of 3.5% for a purchase transaction. This program is specific to the client and may be obtained with the proper initial review up front. For all our military veterans, we have options where credit scores also in the 500 range as well. All our VA loans may be obtained with 0% down as well to ensure proper cash flow and benefits for a closing. We have flexible debt ratios for obtaining full approval for our veterans. Our team also offers USDA loans for clients in a rural area that allow for a 0% down payment option as well! These mortgages are built around a client’s ability to obtain this loan. Our team will speak closely with our client and evaluate all scenarios to determine what program makes the most sense. We also offer home equity lines of credit that work perfectly for any home improvements, new investment opportunities or just as a safety net for a rainy day.