1. Company Information
These Terms and Conditions govern your use of services provided by Assure Loans, a trade name of Instant Loans INC.
Business Address
29500 Telegraph Road, Suite 200
Southfield, MI 48034
Phone: 248-929-5764
Email: info@assureloans.com
NMLS ID: 1809591
You may verify our licensing through the Nationwide Multistate Licensing System at:
https://www.nmlsconsumeraccess.org
2. Licensed Jurisdictions
Assure Loans is licensed to originate mortgage loans in the following states:
- California
- Colorado
- Florida
- Georgia
- Kansas
- Louisiana
- Michigan
- Minnesota
- Oregon
- Pennsylvania
- South Carolina
- Tennessee
- Texas
Licensing requirements may vary by state and services may not be available in all jurisdictions.
3. Not a Commitment to Lend
All information provided on this website is for informational purposes only.
Submission of information or completion of a form does not constitute:
- a loan approval
- a loan commitment
- a guarantee of loan terms
- a guarantee of interest rates
All mortgage approvals are subject to:
- credit review
- underwriting
- property evaluation
- lender approval
- verification of financial information.
4. Interest Rate Accuracy Disclaimer
Mortgage rates displayed or discussed on this website may change at any time without notice.
Rates are influenced by:
- market conditions
- borrower credit profile
- property details
- loan structure
- lender guidelines
Any rate examples are illustrative only and should not be interpreted as guaranteed loan offers.
5. Third-Party Lender Disclaimer
Assure Loans operates as a mortgage brokerage. We may connect borrowers with third-party lenders. We do not directly fund loans. Loan programs, underwriting decisions, and final loan terms are determined by the lending institution. Assure Loans is not responsible for the decisions, policies, or services of third-party lenders.
6. Text Messaging Program
By providing your mobile phone number and opting in through our website, you consent to receive text messages from Assure Loans regarding:
- loan updates
- application reminders
- document requests
- appointment reminders
- customer service notifications
- promotional or marketing communications
Message frequency may vary but is typically 2–3 messages per week.
Message and data rates may apply depending on your mobile carrier.
You may opt out at any time by replying:
STOP
For assistance reply:
HELP
Consent to receive text messages is not required as a condition of applying for or obtaining a loan.
Messaging services may be delivered through platforms including:
- Dialpad
- Five9
- internal business communication systems.
7. Privacy
Your privacy is important to us.
Information collected through our website may include:
- name
- email address
- phone number
We use this information to:
- respond to inquiries
- assist with mortgage applications
- communicate regarding services
- provide loan updates and promotions.
We do not sell personal information.
For more details please review our Privacy Policy:
https://assureloans.com/privacy-policy/
Privacy inquiries may be directed to:
8. Analytics and Marketing Technologies
Our website may use tracking technologies including:
- Google Analytics
- Google Advertising Services
- Facebook / Meta tracking technologies
These tools help us:
- improve website performance
- measure advertising effectiveness
- understand visitor behavior.
Users may disable cookies through their browser settings.
9. Intellectual Property
All website content including:
- logos
- branding
- text
- graphics
- design elements
are the intellectual property of Assure Loans and may not be copied, reproduced, distributed, or used without written permission.
10. Limitation of Liability
Assure Loans shall not be liable for any damages arising from the use of this website, including but not limited to:
- indirect damages
- incidental damages
- financial losses
- reliance on website information.
Use of this website is at the user’s own risk.
11. Website Use
You agree not to:
- misuse the website
- attempt unauthorized access
- submit fraudulent information
- interfere with site functionality.
Violation of these terms may result in termination of website access.
12. Governing Law
These Terms and Conditions are governed by the laws of the State of Michigan.
Any disputes arising from the use of this website shall be resolved in courts located within the State of Michigan.
13. Updates to Terms
Assure Loans reserves the right to modify these Terms and Conditions at any time without prior notice.
Updates will be posted on this page with the revised effective date.
Continued use of the website constitutes acceptance of updated terms.